Local Fire Risk
WHY MORGAN HILL HOMEOWNERS ACT EARLY
Morgan Hill is one of Santa Clara County's most fire-exposed cities. The Diablo Range foothills rise directly east of the city and burned extensively in the 2020 SCU Lightning Complex — one of California's five largest fires ever recorded. The fire perimeter extended to within miles of residential neighborhoods along Dunne Avenue and the East Morgan Hill developments. Anderson Lake County Park and Mount Madonna State Park form the western open space buffer, with both areas carrying significant WUI designation. Homes along Dunne Avenue, Diana Avenue, and Murphy Ranch Road sit at the direct interface of residential development and fire-prone chaparral and oak woodland. The SCU complex demonstrated that wind-driven fire can travel across this terrain rapidly — neighborhoods that seemed protected by distance from the fire origin were within ember cast range within hours. California insurers have cited roof condition as a grounds for non-renewal specifically in communities along the Santa Clara County foothill interface. Morgan Hill's 95037 and 95038 zip codes fall within this scrutiny area. Annual Level 1 pre-season cleaning with photo documentation is the minimum every Morgan Hill homeowner should complete.
Homes along Dunne Avenue and in East Morgan Hill developments border the Diablo Range directly. The 2020 SCU fire burned terrain visible from these neighborhoods. Level 2 or Level 3 strongly recommended for all properties on the foothill edge.
These corridors run directly along the open space interface with significant chaparral exposure. Heavy debris accumulation from seasonal oak and chaparral fallout. Annual Level 1 minimum; Level 2 recommended.
Mid-elevation area within ember travel range of the surrounding hills during significant wind events. Level 1 annual cleaning with photo documentation is appropriate, especially given county-wide insurer scrutiny.
Properties near the reservoir and county park boundary face open space exposure from the west in addition to the eastern foothill risk. Level 1 minimum; Level 2 for homes with significant tree canopy.